Mortgage Professionals are standing by!
(916) 804-4157
A DIVISION OF AMERICAN PACIFIC MORTGAGE CORPORATION NMLS1850
  • 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

 

Helping Homeownership Dreams Become Reality

Client Satisfaction is my # 1 goal! Whether you are purchasing your first home or your tenth I want you to know you will be  treated with the utmost respect.
 If you need a loan fast, our banking channel could be a good solution. If you have a slightly out of the box loan scenario I can source your loan to many lending institutions to find a loan that fits your needs. My goal is to provide a competitive rate and exceptional service for your purchase or refinance needs. 

We are now offering FULL CREDIT APPROVALS on "To Be Determined" properties with our "Keys on Time" Guarantee.*
This will give your purchase offer the competitive edge so the seller can accept your offer with confidence that you are able to buy and close on time! ON APROVED CREDIT LOANS                                                              

 

 


Download my Mortgage App to your Smart Phone for mortgage tools at your finger tips!

use this link: http://mtgpro.co/akshu    OR

* Not available in Oregon*The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. This guarantee information is to inform the real estate industry only and is not to be provided to consumers. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

Roseville & Placer County VA Home Loans

Welcome to the official site of Dennis Bergstrom at Mortgage Consulting Group.  We are a full service mortgage company located in .  We specialize in VA Loans in Roseville & Placer County.  We also serve the surrounding cities of Antelope, Rocklin, Lincoln, North Highlands, Citrus Heights, Sacramento, Elk Grove, Loomis, Auburn, Penryn, Granite bay, Folsom, Newcastle, Carmichael, and Fair Oaks.  Whether you are buying a home or refinancing in any of these zip codes 95747,95678. 95843, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.  In terms of Purchase Loan Programs, we offer the following: 

FHA | FHA 203k | VA | USDA | HomePath | Jumbo

Refinancing? We can help you with that, too! 

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.


FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline |

Comnventional | Harp | Jumbo

Contact Dennis Bergstrom at Mortgage Consulting Group today to discuss your options, and find out which program will best suit your needs.

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Recent Articles

Aug
16
2017
When Is Private Mortgage Insurance Required?
PMI is an acronym you might hear when you're buying a home, but what is it short for? PMI stands for private mortgage insurance, and this is cost you will have to pay if you don't have 20% down payment.  What is PMI?  It's insurance that protects your lender, not the borrower in...
Aug
09
2017
Top Reasons to Consider A Homebuying Assistance Program
There are many down-payment assistance programs available across the U.S., all of which can help you purchase a home sooner than you think. Eligibility requirements vary, but there are some common positive features found in these specialized buying programs. The Benefits of...
Aug
02
2017
Advantages and Disadvantages of Refinancing to a 30-Year Mortgage
Low mortgage rates have been in the news lately, making the option to refinance all the more appealing. Homeowners are eager to lock in these lowered home loan rates not only to save money their monthly payments but also have additional funds to invest or save for life's emergencies...
Jul
26
2017
The Benefits of an FHA Loan
FHA loans are a popular home loan choice for borrowers. Qualifying standards tend to be more flexible and down-payment requirements are lower when compared to other home loan options.  Read on to see what makes an FHA loan an attractive mortgage option and learn how you can take...