Mortgage Professionals are standing by!
(916) 804-4157
A DIVISION OF AMERICAN PACIFIC MORTGAGE CORPORATION NMLS1850
  • 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

 

Helping Homeownership Dreams Become Reality

Client Satisfaction is my # 1 goal! Whether you are purchasing your first home or your tenth I want you to know you will be  treated with the utmost respect.
I am a banker and broker so you get the best of both worlds. If you need a loan fast, our banking channel would be the best solution. If you have a slightly out of the box loan scenario I can source your loan to many lending institutions to find the RIGHT fit for your needs. My goal is to provide a competitive rate and exceptional service for your purchase or refinance needs. 

We are now offering FULL CREDIT APPROVALS on "To Be Determined" properties with our "Keys on Time" Guarantee.*
This will give your purchase offer the competitive edge so the seller can accept your offer with confidence that you are able to buy and close on time! ON APROVED CREDIT LOANS                                                              

 

 


Download my Mortgage App to your Smart Phone for mortgage tools at your finger tips!

use this link: http://mtgpro.co/akshu    OR

* Not available in Oregon*The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. This guarantee information is to inform the real estate industry only and is not to be provided to consumers. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

Roseville & Placer County VA Home Loans

Welcome to the official site of Dennis Bergstrom at Mortgage Consulting Group.  We are a full service mortgage company located in .  We specialize in VA Loans in Roseville & Placer County.  We also serve the surrounding cities of Antelope, Rocklin, Lincoln, North Highlands, Citrus Heights, Sacramento, Elk Grove, Loomis, Auburn, Penryn, Granite bay, Folsom, Newcastle, Carmichael, and Fair Oaks.  Whether you are buying a home or refinancing in any of these zip codes 95747,95678. 95843, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.  In terms of Purchase Loan Programs, we offer the following: 

FHA | FHA 203k | VA | USDA | HomePath | Jumbo

Refinancing? We can help you with that, too! 

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.


FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline |

Comnventional | Harp | Jumbo

Contact Dennis Bergstrom at Mortgage Consulting Group today to discuss your options, and find out which program will best suit your needs.

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Recent Articles

Jun
21
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Understanding Your Home Appraisal
Home appraisals can be confusing. The homeowner may feel that their home is worth a certain dollar amount, only to be disappointed that it appraises at another value. Although the disappointment is understandable, know that appraisals are not a just "opinion," but rather based on...
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The Art of Negotiation for Homebuyers
Negotiating the purchase of your new property requires skill and a lot of patience. By considering what you want out of the deal, items that you are are firm on and items that you are flexible on, as well as points that you can use as leverage, will offer you the best chance of getting...
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A favorable credit score can mean a lower mortgage interest rate when you’re looking to borrow for a home. This is because your credit score is used to determine how risky it is to fund your loan. In short -the higher your credit score is, the lower the risk of you...
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Successfully managing your mortgage begins with choosing the right lender. Finding the right loan that fits your needs and your long-term goals of debt management requires a personalized service that many other lenders are not willing to provide. Rest assured, however, that...