Helping Homeownership Dreams Become Reality
Client Satisfaction is my # 1 goal! Whether you are purchasing your first home or your tenth I want you to know you will be treated with the utmost respect.
If you need a loan fast, our banking channel could be a good solution. If you have a slightly out of the box loan scenario I can source your loan to many lending institutions to find a loan that fits your needs. My goal is to provide a competitive rate and exceptional service for your purchase or refinance needs.
I am pleased to announce I now have two locations to better serve you: Sacramento & Roseville
Please call for an appointment.
Here's what my clients are saying:
We are now offering FULL CREDIT APPROVALS on "To Be Determined" properties with our "Keys on Time" Guarantee.*
This will give your purchase offer the competitive edge so the seller can accept your offer with confidence that you are able to buy and close on time! ON APROVED CREDIT LOANS
* Not available in Oregon*The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. This guarantee information is to inform the real estate industry only and is not to be provided to consumers. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.
Welcome to the official site of Dennis Bergstrom at Mortgage Consulting Group. We are a full service mortgage company located in . We specialize in VA Loans in Roseville & Placer County. We also serve the surrounding cities of Antelope, Rocklin, Lincoln, North Highlands, Citrus Heights, Sacramento, Elk Grove, Loomis, Auburn, Penryn, Granite bay, Folsom, Newcastle, Carmichael, and Fair Oaks. Whether you are buying a home or refinancing in any of these zip codes 95747,95678. 95843, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:
FHA | FHA 203k | VA | USDA | HomePath | Jumbo
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.
FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline |
Comnventional | Harp | Jumbo
Contact Dennis Bergstrom at Mortgage Consulting Group today to discuss your options, and find out which program will best suit your needs.